Financial Strain Is Suppressing Sleep in Thailand—and What We Can Do About It
Financial stress is harming mental health and disrupting sleep, a trend that hits Thai youth and working adults hardest as living costs rise. The issue travels beyond borders: a US study showed more than half of adults lose sleep over money worries, and many max out credit to cover essentials. Here in Thailand, local research confirms similar or greater distress, underscoring the need for culturally attuned support.
Chronic financial worry triggers a prolonged stress response, increasing allostatic load and raising risks of high blood pressure, heart disease, weakened immunity, and mental health struggles. Thai universities have highlighted the magnitude of the problem. A 2022 Bangkok study found about 40% of students experience frequent stress, around 30% endure persistent depression, and 4% have contemplated suicide. Debt from loans and informal lenders compounds the burden. Beyond campus, surveys show many Thai adults have faced mental health challenges in recent months, with stress, insomnia, and anxiety at the forefront.